Technology

With a new year just around the corner, now is the perfect time to take stock of your finances. A budgeting app can help with that, and right now you can get 50 percent off your first year of a Monarch Money plan. All you need to do is enter the code MONARCHVIP at checkout and you’ll pay $50 for the initial 12 months instead of the regular price of $100. Note that the offer only applies to new users.

Monarch Money was the runner-up in our guide to the best budgeting apps in 2025, and it was definitely a grower. Initially we found the experience of using the app to be needlessly complicated compared to some of its rivals, but get over that hurdle and it’s impressively fully-featured. There are plenty of customization options, a helpful “goals” feature and a thorough month-in-review recap that beats out similar features from some of its competitors. We also like how you can grant account access to others.

Besides the steep learning curve, we also noted that the mobile app is less intuitive to use than the web version, which might pose a problem if you were hoping to do most of your accounting on the go. We also had some issues with the app failing to distinguish between bills and other recurring expenses, as well as a few bugs along the way.

All things considered, Monarch is definitely one of our favorite budgeting apps, only being beaten out by Quicken Simplifi. As you might expect, the biggest strength of Simplifi is its simplicity, and how it eases you into using its various features. If you value that kind of user experience, it might be a better choice for you, but there’s unfortunately no free trial to take advantage of.

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This article originally appeared on Engadget at https://www.engadget.com/deals/one-of-our-favorite-budgeting-apps-is-50-percent-off-for-new-users-154056449.html?src=rss

We’re almost out of time — the holidays are just about here, and if you’re still doing your holiday shopping, you’re not alone. Between wrapping things up at work before some well-deserved time off and making sure you have everything you need to host family and friends, it can be hard to find the time to go shop for some gifts. And if you’re going to physical stores right now, you’re probably being met with half-empty shelves. But the internet remains an option, even this late in the game: you still have time to buy holiday gifts online.

USPS, UPS and FedEx have laid out their holiday shipping deadlines for 2025. At this point, we recommend picking up small, affordable gifts that will ship quickly from retailers like Amazon, Walmart and Target so you have plenty of time to wrap them up nicely and make it look like you had everything well-planned from the start. Here are the best last-minute Christmas gifts you can get right now and still have in time before the holidays.

Best last-minute Christmas gifts

Check out the rest of our gift ideas here.

This article originally appeared on Engadget at https://www.engadget.com/the-10-best-last-minute-christmas-gifts-for-the-2025-holiday-season-140037254.html?src=rss

No need to fret if you missed out on some of the best Black Friday deals this year — some of them have returned already. Case in point: Apple's AirPods Pro 3, which came out in September this year, are on sale for a new record low of $199. That's 20 percent off and better than the discount we saw during Black Friday and Cyber Monday. With the new AirPods Pro, Apple made some big improvements, including better battery life and sound quality, and introduced useful new features, such as Live Translation.

The AirPods Pro 3 are the best AirPods available today, with Apple's H2 chip, and earned a score of 90 out of 100 in Engadget's review this fall. Active noise cancellation (ANC) is one of the biggest selling points of the AirPods Pro, and Apple has made the experience even better with the AirPods Pro 3. They sport new foam-infused ear tips that create a better seal to improve passive noise isolation, and as Engadget's Billy Steele wrote in his review, "Ultra-low-noise microphones combine with advanced computational audio to silence even more background noise." In testing, they had no problem blocking out the chatter of people nearby or otherwise noisy environments.

With the AirPods Pro 3, Apple introduced heart-rate sensing, so you'll be able to see your heart rate data from the earbuds in the Fitness app and other workout apps. The AirPods Pro 3 also boast Live Translation, which you can activate via controls on the earbuds themselves. As long as you have an Apple Intelligence-capable device, you'll be able to translate in-person conversations in English, French, German, Italian, Japanese, Korean, Portuguese, Spanish and Chinese (Mandarin).

Also on sale in the world of AirPods are the AirPods 4 with ANC, which are down $119 when you pick them up with two years of AppleCare+.

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This article originally appeared on Engadget at https://www.engadget.com/deals/apples-airpods-pro-3-drop-to-a-new-record-low-of-199-222806888.html?src=rss